Ukugcina Imali
Phakathi Kwezizukulwane.
Ngale kokuguquguquka kwezimakethe zansuku zonke kukhona ukuzinza kokugada kwesikhathi eside. Ngobambiswano lwethu olunqala, sihlinzeka ngezixazululo zokuphathwa kwephothifoliyo zezinga lesikhungo ezenzelwe ukukhula okusimeme.
Uhlelo Lwendalo Olukhethiwe.
Asisebenzeli sodwa. I-Vertex ikuxhumanisa nenethiwekhi yomhlaba yabaphathi bempahla abaphezulu nabakhiqizi bemikhiqizo. Sihlanganisa ukwenza kwethu kwezobuchwepheshe nobunjiniyela babo bezezimali ukuze sinikeze isigaba semikhiqizo evamise ukugcinelwa amahhovisi emindeni yezikhungo.
Ikhasimende
Ozuzayo
Vertex
Ingqalasizinda & Ukwenza
- • Izixazululo zokugcina eziphephile
- • Ukulandelwa kokulawula
- • Ukwenza ukuhweba
- • Ukubika & izitatimende
Abalingani Bomhlaba
Isu & Ukufinyelela
- • Ukwakhiwa kwephothifoliyo
- • Ukufinyelela kwe-ETF & isikhwama
- • Imikhiqizo ehlelwe
- • Ucwaningo & ukuqonda
Amandla Obambiswano
Umyalelo Wakho, Ukukhetha Kwakho.
Khetha izinga lokubandakanyeka elifanele izintandokazi zakho nendlela yokuphila.
Imiyalelo ye-Discretionary
Iphathwa Ngawe
Nikela izinqumo zansuku zonke kubaphathi abachwepheshe. Ngokusekelwe kuphrofayili yakho yengozi nomkhawulo wokutshala imali, abalingani bethu bakha futhi balinganise kabusha iphothifoliyo yakho ngokuzenzakalelayo.
"Gxila empilweni yakho ngesikhathi imali yakho isebenza."
- Ukuphathwa kwephothifoliyo okuchwepheshe
- Ukulinganisa kabusha okuzenzakalelayo
- Amasu alungiswe ngengozi
- Ukubuyekezwa kwenqubo yekota
Imiyalelo ye-Non-Discretionary
Ukwelulekwa & Ukwenza
Gcina ukulawula okugcwele. Uthola ucwaningo lwesikhungo, amathuba enoti ehlelwe, neseluleko sokwabiwa, kodwa isinqumo sokugcina sokutshala imali sihlala singsakho.
"Senza kuphela uma uthi 'Qhubeka'."
- Ucwaningo lwezinga lesikhungo
- Ukufinyelela kumkhiqizo ohlelwe
- Ukwesekwa komeluleki wakho siqu
- Igunya lokuthatha isinqumo eligcwele
Umkhathi Wempahla Owandisiwe.
Finyelela umkhawulo ogcwele wamathuluzi okwakha ingcebo avamise ukugcinelwa abatshali bezimali bezikhungo.
Amanothi Ahlelwe
Amathuluzi ezezimali akhiwe ngokwezifiso enzelwe ukunikeza ukuvikelwa kwemali noma inzuzo ethuthukisiwe ezimaketheni ezingenakuguquka.
Ama-ETF Omhlaba
Ukuvezwa okuhlukahlukene emikhakheni, ezifundeni, nasezindikimbeni. Finyelela izimali ze-Vanguard, BlackRock, ne-State Street ngamanani esikhungo.
Amasheya Aqondile
Ubunikazi ezinkampanini zomhlaba eziqinile kakhulu. Yakha iphothifoliyo yabakhokheli be-dividend ye-blue-chip nabaholi bokukhula.
Izimali Ezixubile
Finyelela izimali ezisebenza kahle kakhulu eziphethwe abaphathi bephothifoliyo abaphezulu emhlabeni.
Umbono Weminyaka Engamashumi Amabili Nanhlanu.
Ukuhweba kumayelana nokuthola i-tick elandelayo. Ukuphathwa Kwephothifoliyo kumayelana nokuqinisekisa isizukulwane esilandelayo.
Indlela yethu ibeka phambili ukugcinwa kwemali nenzuzo ehlanganisiwe ngaphezu kokucabanga kwesikhathi esifushane. Sakha amaphothifoliyo ahloselwe ukumelana namashumi eminyaka, hhayi izinsuku nje.
Umkhawulo Omude
Masixoxe Ngefa Lakho.
Izinsizakalo zokuphathwa kwephothifoliyo zitholakala ngokufaka isicelo noma ukuthunyelwa.
Usuyenzile imali yakho. Manje, masikusize ukuyigcina futhi uyikhulise ngokuphephile.